BankPro FAQ

You will be unable to edit any personal information such as email address, residential address, or phone number via the App. In order to update any of your personal information please contact our Support team who will be able to assist you with making any changes.

Please note that additional documentation or verification may be required before any changes can be made.

To register for a BankPro account, simply download our app (for iOS or Android) and click on 'Open an account'. To gain access to all features, you will need to complete some information about you, your residential address, your economic profile and upload an ID document for verification. You will receive a notification and email confirmation as soon as your account is activated.

You can register via our app simply by answering some questions relating to your residence and other personal and financial information, and we will require proof of identity which can be an official document such as International Passport, Drivers Licence or National ID card. We use enhanced digital onboarding, allowing you to quickly take an image of your ID, along with a selfie, for fast verification.

If you have forgotten your password, please click on 'forgot your password?' link on the app sign in screen. You can then enter your registered email address and an email will be sent for you to reset the password.

We use digital onboarding meaning you will simply be prompted to take a clear image of your photo ID, along with a selfie. You will be asked to do this during registration, or you can verify your ID later by following the notification to complete your registration.

To change your password, please log into the app, click on the 'More' menu and then 'Security' and you will see the option to 'change password'.

As default you will receive transactional notifications from the App. You can enable or disable these from the 'More' menu in the app under 'Notification Settings'.

Should you wish to close your BankPro account for any reason, please contact us directly via email. Please ensure you do not have any remaining balances before proceeding to close the account. If you have any feedback regarding why you wish to close the account, or if there is something we can help with, our support team are always there to assist.

You can invite friends to join BankPro, click on the 'More' to take you to the settings menu and then click on the 'invite friends' option and select the contacts you wish to invite.

Proof of identification (POI)
A picture or pdf copy of your passport or identification document. Note that it should not be expired.

Address Verification (POR)
A picture or pdf copy of a utility bill or bank statement not older than 6 months.

Card copies
A picture or pdf copy of the front and back of your card. Note that the middle numbers on the front and the CVV number on the back should be hidden.

Bank Statements
A picture or pdf copy of your bank account’s last three months activity showing income sources (e.g. your salary).

Investments statements
A picture or pdf copy of your main investment account’s activity for the last three months showing profit/income from trading/investments activities and the equity at the end of the period.

Internal forms
The form we provided you completed and signed.

Source of funds evidence
A picture or pdf copy of the evidence we requested from you e.g. payslip, tax return, financial statements.

Other
A picture or pdf copy of any other document not specified above.

We strive to use the fastest and most efficient payment method available to us depending on the combination of destination country and destination currency you select. The payment methods available are defined by the selection of Country and currencies, so by letting you as a client select the destination information, we can identify the best available payment method to facilitate your transfer.

We support a selected number of local payment methods and SWIFT payments for international payments.

You can make online transfers globally in just a few taps via the 'pay & transfer' tab. Select whether you are sending to an individual or business and then 'add new beneficiary'. You will need to enter the country, currency, IBAN, routing number or SWIFT and beneficiary name. You also have an option to enter a reference note. Once you have confirmed the transfer, you will be able to download the swift copy receipt. Please ensure you have enough funds available in your sending account to make the transfer.

For a payment to be processed from our providers side it usually takes between 10 minutes to 2 hours from when the payment is submitted within the cut off times for the specific currency you are sending. After the initial processing and the submission of the payment to the payment method used, it is expected to complete and reach the destination as per the below:

-Within the same day for local payments that are submitted within the cut-off times

-Next day for local payments that are submitted outside the cut-off times

-Next working day for SWIFT payments.

Keep in mind that while a payment may have a completed status on BankPro's side, processing of the intermediate or destination bank may take longer than expected, and is outside of our control.

If based on your destination combination, the payment will be paid out using a local payment method such as SWIFT or SEPA, the information the destination institution and also the recipient will receive will be the name of our payment provider “BankPro Limited“.
If based on your destination combination, the payment will be paid out using SWIFT, the destination institution will receive all the payer information as transmitted by us to the payment provider. It is up to the destination institution to decide what information, if any, it will disclose to the recipient.

There a number of reasons why a transaction may be declined, for example, insufficient funds, incorrect PIN or details entered, or a rejection from the merchant. You will be notified directly via push notification if any transfers or payments are declined, along with the reason. In case you need any clarifications regarding a declined transaction, please contact our customer support team.

Yes, we make it easy to set up recurring payments, saving you time and hassle to make recurring payments to a frequent beneficiary. After you have set up a beneficiary and made a payment, you will see the option on the confirmation screen to 'repeat' the transaction. You can then specify the frequency and the amount of the repeat transfer. Please ensure that you have enough funds available in your account for each repeat payment.

Payments to supported countries and currencies are provided with a flat fee of 25 USD per transaction. Bear in mind that if you are transferring to a beneficiary in a different currency to your BankPro account, an FX conversion will be applied where applicable. There are no fees for inbound transfers.

You can transfer funds instantly between your accounts, by tapping 'all accounts' from the main app screen, and then the 'Exchange' button. Select the account you wish to transfer from and to. If the accounts are in different currencies, the live interbank FX rate and converted amount you will receive will be displayed prior to confirming the exchange.

Your current account details can be found inside the app. From the main screen, select your account, tap on 'details', and your IBAN, BIC and other current account details will appear. You can Share or copy the information to clipboard to easily share it with others to receive payments.

For FX currency conversions, we use live interbank exchange rates, meaning you wont lose out by paying additional fees or commissions when transferring or converting from one currency to another.

Yes, you send funds instantly with 0 fees to any of your contacts with a BankPro Account. In the 'Pay & Transfer' tab, you can tap on your contacts, and any contacts in your phone book that have a BankPro account will be displayed to you. Tap on the contact you wish to send funds to, enter the amount and confirm. The recipient will be notified that a payment has been sent from you.

If your friends or family also have a BankPro account, you can transfer directly to them via the app. Your phone contacts that use BankPro will be visible in the beneficiaries. Alternatively, you can transfer to anyone in the world, you just need to enter the beneficiary's payment details.

Tap on the arrow next to an account in the 'current accounts' list in the App, and you will see a list of transactions made on that account inbound and outbound. As default, recent transactions are shown, however, you are able to filter by date to view over a certain time period.

You can exchange funds between your currency accounts at interbank exchange rates with no additional fees. To do so, tap on 'all accounts' from the main app screen, and select the account that you wish to exchange funds from. When you tap the 'exchange' button, you can select the currency account you wish to covert funds to, and enter the amount. The FX rate and converted amount you will receive will be displayed prior to confirming the exchange.

Our multi-currency digital wallet allows you to connect to multiple currency accounts. Currency accounts are available in GBP, USD & EUR. This allows you to seamlessly exchange funds between these accounts at live interbank exchange rates.

There are no additional fees or commissions applied by BankPro. We provide live interbank exchange rates, so you know you are getting the best rates possible without any hidden fees.

Yes, when you add a new beneficiary it will remain in your beneficiary transfer list unless deleted. You can delete a beneficiary by tapping on the name and selecting 'delete beneficiary'.

To dispute BankPro transactions, download and complete the attached DOCX form. Send it to [email protected]. For assistance, contact our 24/7 support at +1 242 603 2226 or [email protected]. We're here to help!

To fund an account, please tap on the account of your choice in the app, and you will see the option to 'Fund'. Please select your preferred top up method from the list available and proceed to enter your payment details. You can top up via Card, Bank Transfer, Google Pay or Apple Pay.

Stock Trading and Investing is offered by FxPro Global Markets Ltd, authorised and regulated by the SCB as an investment firm and is fully integrated within the BankPro app for convenience and ease of access to your portfolio. Simply tap the 'Invest' tab within the app and you will be prompted to apply for an FxPro Global Markets account. You will then be able to fund the invest account using your BankPro account(s) and take full advantage of BankPro's complete offering.

We offer thousands of stocks from various global exchanges that can be traded through a single invest account:
NASDAQ
NYSE - New York Stock Exchange
LSE - London Stock Exchange
Euronext (Paris, Amsterdam, Brussels, Lisbon
Deutsche Börse XETRA (Frankfurt)
With our extensive collection of Equities, you can develop your portfolio using real-time portfolio summary and performance analytics.

Our fees are extremely competitive with BankPro charging 0.25% commission on the overall trade value for most exchanges. There may also be fees applicable from the exchange itself. You can find a comprehensive breakdown of all fees & commissions here: https://www.bankpro.com/fees-and-commissions

The data for individual stocks is provided by Refinitiv, part of LSEG (London Stock Exchange Group). At BankPro we ensure that all data is from reliable and renowned sources.

You can monitor your portfolio performance from the Invest section in the app, or you can log into the Invest web trader application for a more detailed breakdown and analysis. Simply click on 'Portfolios' at the top of the Invest web platform. You can hover over any of the financial terms to see a description.

To withdraw funds from your investment portfolio, please tap on the 'Invest' tab and 'Portfolio' and there will be a 'withdrawal' button displayed. Enter the amount you wish to withdraw and select which of your accounts you wish to withdraw the funds to. If your portfolio is in a different currency to your current account, an FX conversion will be applied that you can review before confirming the transfer. Bear in mind that if you have open trades in the Invest account, you can only withdraw up to your 'available cash' amount.

When investing in shares, which is offered via FxPro Global Markets, we will hold the shares in custody on your behalf as beneficiary, however, you will not be able to transfer your ownership to another entity as you would not be the legal owner of the shares.

If you hold an open position on at the start of the business day (UK time 22:00), which coincides with the ex-date of the respective underlying asset, a dividend is paid net of any withholding tax implications. Companies however are not obliged to pay dividends and the payment of such is not guaranteed.

With the standard activation plan, of £25 per month, you will already receive live pricing from NASDAQ & LSE exchanges. You can subscribe to receive real-time pricing from additional exchanges via the FxPro Invest web application, at very low and competitive rates of only €1 per month. To do so, please log into the Invest web app with your credentials and select the 'Data Subscriptions' tab from the menu on the right hand side. You can then select the exchange(s) you wish to receive live pricing for and view the applicable monthly fees. The fee incurred applies for the current month, regardless of the date of the subscription. The subscription will be auto-renewed on the 1st of the following month unless it is cancelled. You can cancel at any time through the ‘data subscriptions’ tab, and the subscription will expire at the end of the current month. Without a paid subscription, price data will be delayed by 15 minutes.

If you hold a share in a company that is being de-listed, you will be contacted accordingly with details on how this will affect your investment and when the position will be liquidated.

Once you have an FxPro Invest account, you can go to the 'Invest' tab in the app, and you will be presented with the list of available Stocks. When you tap on one there is a star icon you can tap to add that stock to your custom watch list. Stocks can be removed from the watchlist by tapping the star again.

The minimum investment size is one share and upwards, with increments of at least 1 share. Provided you have enough funds available to make the investment, there is no maximum number of shares you can enter in a single position.

Although there is the right to receive dividends, you may not be entitled to voting rights at company meetings, regardless of the size of your investment, due to certain industry regulatory restrictions.

Please check our dedicated 'Risks' page for a comprehensive list of the risks you should be aware of before entering into any investments: https://www.bankpro.com/risks

We are required to collect this information from clients in order to comply with the requirements of the Common Reporting Standard (CRS), a global agreement for the automatic exchange of financial information between tax authorities.

You are able open one invest account, provided by FxPro Global Markets, from which you can create a comprehensive stock portfolio for all your investing needs.

You can open an investment account in USD, EURO or GBP currency.

You can monitor your portfolio, view charts, company news and enter orders via the app, however the Invest Web platform offers a complete range of advanced screening tools and detailed analytics. Our desktop and mobile platform solutions allow you to build and manage your portfolio wherever you are.

Both our App & web platforms contain detailed analytics of the various stocks we offer, including closing/open prices, average volume for the last 10 days, price range over 52 weeks, price change YTD, current market cap, Beta volatility, forward PEG, Dividend yield, EPS and much, much more! With BankPro you have direct access to the information you need to make informed investment decisions.

There are various fundamental stats and stock filters available. You can view a description of any of these terms in the Invest Web trader by hovering over the specific term. Here are just a few of the terms you will have access to with an Invest account:
Beta: Beta measures the historical movement of a stock relative to the movements of the overall market based on monthly data for the past 5 years.
Market Cap: The total market value of the company's outstanding shares expressed in USD.
Forward PEG: Price-to-earnings (P/E) ratio divided by the future growth rate of its earnings based on analyst estimates.
Dividend Yield: Ratio of dividends paid per share divided by the company's stock price.
1 week price change: Percentage change of the price as compared to 5 working days ago (1 working week).
Volume (10D Moving Average): Daily average of the cumulative trading volume for the last 10 days on which there was volume traded for the stock.
Traded currency: Listed currency of the stock.

When it comes to your money & investing activities, security is crucial. At BankPro, we offer a number of app security features including passcode set up, touch ID and face ID recognition for logging in. You can enable these in the app settings menu. You will also be required to enter a verification code or receive a call to your registered phone number in order to access the app.

We have a dedicated Safety page with tips on how to stay safe online, our official communication channels, and tips on what do to if you are a victim of online scam attempts: https://www.bankpro.com/safety

We have sophisticated security measures in place designed to protect your personal information, privacy and funds.
A Data Protection officer is appointed to ensure that our management of personal information is in accordance with applicable legislation. Details of how we obtain and use your data can be found in our privacy policy.
If for any reason you would like to request or delete your personal information, please send a request to [email protected]

BankPro Limited is authorised and regulated by the Central Bank of The Bahamas (master code LIC1139). Stock Trading is offered by FxPro Global Markets Ltd, authorised and regulated by the SCB (license no. SIA-F184).

If your phone is ever lost or stolen, please contact us immediately on +1 242 603 2226 so we can assist you and ensure there is no unauthorised activity on your account and change your details accordingly.